• Seventh Circuit Rules on Wrong-Party Calls to Wireless Numbers
  Seventh Circuit concludes the term “called party,” as it is used in the TCPA, means the person subscribing to the called number at the time the call is made.
  
• Small Business Credit Conditions Improve
  Fewer small businesses are falling behind on their bills.
  
• Housing Affordability Reaches Record Highs
  Data shows household purchasing power is at its highest point in more than 40 years.
  
• North American Credit Services Participates in Local Relay for Life
  Employees’ efforts are aimed at fighting cancer and creating more birthdays.
  
• FCC Leaders Appeared Before the Senate Commerce Committee
  Senators questioned the five person commission about issues facing the FCC.
  
• Federal Reserve Bank Warns of Consumer Scam
  ACA members have experienced attempts at using Atlanta Fed account to pay bills.
  
• Consumer Must Demonstrate Third-Party Disclosure to Establish a Violation
  A complaint must allege a third party received or understood a communication to establish a violation under the FDCPA.
  
• Unintended Recipient of Call is “Called Party” Under the TCPA
  Court finds a recipient of a call to a wireless phone who was not the intended recipient has standing to bring a claim under the TCPA.
  
• Statute of Limitations on TCPA Claims
  District court finds the federal four-year statute of limitations applies to TCPA claims brought in federal court pursuant to federal question jurisdiction.
  
• Assignee is Not a Creditor Under the FDCPA
  Identifying an assignee of a debt as a creditor may constitute a false representation under the FDCPA.
  
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